Childcare Subsidy Singapore 2026: Infant Care & Childcare Guide
Childcare subsidy guide for 2026: Basic and Additional Subsidy for infant care and childcare, KiFAS, 2027 income ceilings, worked examples and how to apply.
In this guide
Every Singapore Citizen child at an ECDA-licensed infant care or childcare centre gets a childcare subsidy. In 2026, working mothers (or single fathers) receive a Basic Subsidy of S$600 a month for full-day infant care and S$300 for full-day childcare, whatever the household income. Families earning S$12,000 or less a month can also get a means-tested Additional Subsidy of up to S$710 (infant care) or S$467 (childcare), and from 1 January 2027 that income ceiling rises to S$15,000.
Below, we explain how the infant care subsidy and childcare subsidy are worked out, what you would actually pay at a fee-capped centre, how KiFAS helps with kindergarten fees, what changes in 2027 and beyond, and how to apply on LifeSG. All figures are as at October 2026 and come from ECDA.
How childcare subsidies work in Singapore
ECDA’s Infant and Childcare Subsidy Scheme has two parts, and both are paid directly to the centre, so you simply see a lower monthly bill.
- Basic Subsidy is not means-tested. Every Singapore Citizen child at a licensed centre gets it. The amount depends on whether the main applicant is working.
- Additional Subsidy is means-tested. It goes to families with a gross monthly household income of S$12,000 or less, or a per capita income of S$3,000 or less for larger households, and the lower your income, the more you get.
The “main applicant” is the mother, or the father if he is a single parent. She counts as working if she works at least 56 hours a month, and that includes part-time and freelance work.
Subsidies apply to the programme fee only. Registration fees, deposits, uniforms, insurance and extra classes are paid by you.
Infant care subsidy: 2026 amounts
Infant care is for babies aged 2 to 18 months. The subsidy for full-day infant care has not changed since 1 January 2023. If you are still deciding whether infant care is right for you, our infant care guide covers fees, waiting lists and what to look for in a centre.
| Gross monthly household income | Basic Subsidy | Max Additional Subsidy | Minimum co-payment |
|---|---|---|---|
| S$3,000 and below | S$600 | S$710 | S$40 |
| S$3,001 to S$4,500 | S$600 | S$640 | S$110 |
| S$4,501 to S$6,000 | S$600 | S$500 | S$250 |
| S$6,001 to S$7,500 | S$600 | S$380 | S$360 |
| S$7,501 to S$9,000 | S$600 | S$240 | S$500 |
| S$9,001 to S$10,500 | S$600 | S$100 | S$640 |
| S$10,501 to S$12,000 | S$600 | S$40 | S$700 |
| Above S$12,000 | S$600 | None | None |
| Non-working main applicant | S$150 | See below | None |
For full-day programmes, working families. Half-day infant care has its own, lower table, with a Basic Subsidy of S$300.
Childcare subsidy: 2026 amounts
Childcare programmes run from 18 months until your child starts Primary 1. After that, a separate scheme applies, covered in our student care fees and subsidies guide. The Additional Subsidy amounts below have applied since 1 January 2026, when ECDA lowered the minimum co-payments for most income bands.
| Gross monthly household income | Basic Subsidy | Max Additional Subsidy | Minimum co-payment |
|---|---|---|---|
| S$3,000 and below | S$300 | S$467 | S$3 |
| S$3,001 to S$4,500 | S$300 | S$440 | S$25 |
| S$4,501 to S$6,000 | S$300 | S$340 | S$58 |
| S$6,001 to S$7,500 | S$300 | S$260 | S$104 |
| S$7,501 to S$9,000 | S$300 | S$190 | S$162 |
| S$9,001 to S$10,500 | S$300 | S$130 | S$232 |
| S$10,501 to S$12,000 | S$300 | S$80 | S$315 |
| Above S$12,000 | S$300 | None | None |
| Non-working main applicant | S$150 | See below | None |
The minimum co-payment is the least you will pay each month. If the fee minus your subsidies would fall below it, your Additional Subsidy is reduced so you pay that amount.
If you are not working
Non-working mothers get a Basic Subsidy of S$150 for both infant care and childcare. Since December 2024, families with a household income of S$6,000 or less (or a per capita income of S$1,500 or less) can get the full subsidies whatever the main applicant’s working status. At the National Day Rally 2026, the Government said full infant care and childcare subsidies will be extended to all families with Singapore Citizen children regardless of working status, with details due in early 2027.
What you actually pay: worked examples
Fees at Anchor Operator centres are capped at S$1,235 a month for full-day infant care and S$610 for full-day childcare, before GST. Partner Operator caps are S$1,290 and S$650. Here is roughly what a working family would pay at an Anchor Operator centre charging the capped fee, after 9% GST (S$1,346.15 for infant care, S$664.90 for childcare).
| Household income | Infant care, you pay about | Childcare, you pay about |
|---|---|---|
| S$3,000 and below | S$40 | S$3 |
| S$4,501 to S$6,000 | S$250 | S$58 |
| S$7,501 to S$9,000 | S$506 | S$175 |
| S$10,501 to S$12,000 | S$706 | S$315 |
| Above S$12,000 | S$746 | S$365 |
These are estimates for a single child at a capped centre. Private centres set their own fees, so the same subsidy leaves you with a bigger bill. For your exact figure, use the subsidy calculator on ECDA’s website. Our childcare options guide compares centre fees with the cost of a helper or grandparent care.
You can pay the remaining fees from your child’s Child Development Account at approved centres.
KiFAS and kindergarten fees
If your child attends a kindergarten rather than a full-day childcare centre, the childcare subsidy does not apply. Instead, the Kindergarten Fee Assistance Scheme (KiFAS) helps Singapore Citizen children at MOE Kindergartens and Anchor Operator kindergartens.
- It is means-tested, with the same S$12,000 household income ceiling (or S$3,000 per capita) in 2026.
- Families earning S$3,000 or less can get up to S$163 a month, with a minimum co-payment of S$1. The amount tapers as income rises.
- Lower-income families may also get a KiFAS Start-Up Grant of up to S$240 a year towards registration, deposit, uniform and similar costs.
Full-day KCare at MOE Kindergartens has its own Basic Subsidy of S$150 a month plus means-tested Additional Subsidy. See our kindergarten guide for MOE versus Anchor fees and registration.
What changes in 2027 and beyond
Higher income ceiling from January 2027
Announced at Budget 2026, the household income ceiling for Additional Subsidy and KiFAS rises from S$12,000 to S$15,000 from 1 January 2027, and the per capita ceiling from S$3,000 to S$3,400. Income thresholds for all subsidy tiers will also be updated, and the Government expects more than 60,000 more families to benefit. If your household earns between S$12,001 and S$15,000, check your eligibility again in January 2027. ECDA will publish the new tables, so use its calculator rather than the 2026 figures above for 2027 fees.
Fee targets announced at NDR 2026
At the National Day Rally in August 2026, the Government said fees at government-supported preschools will be reduced progressively from 2028 to S$300 a month for full-day infant care and S$150 for full-day childcare by 2030, for every Singaporean child regardless of household income. Lower-income families will continue to get extra help, so they could pay less. Details on timelines and which operators qualify are due in early 2027.
Separately, the SG Child Support Package announced at NDR 2026 replaces the Baby Bonus and Large Families schemes from April 2027. Our SG Child Support Package guide explains what it means for your CDA.
How to apply for childcare subsidies on LifeSG
- Secure a place first. You cannot apply for subsidies while you are on a waiting list. Register with centres directly, and with more than one if places are tight.
- Complete enrolment. The centre handles its own forms and deposit.
- Fill in the LifeSG form. On or after your child’s first day, the centre triggers the subsidy application, and a link is emailed to the main applicant. You and your spouse must complete it within 14 calendar days, or it lapses and you may pay unsubsidised fees until you reapply.
- Wait for the outcome. LifeSG emails the result, usually within one to four weeks.
- Report changes. If your income or working status changes, you can update your application, which may raise or lower your subsidy.
The bottom line
- Every Singapore Citizen child at a licensed centre gets a Basic Subsidy: S$600 (infant care) or S$300 (childcare) for working mothers, S$150 otherwise.
- Additional Subsidy of up to S$710 (infant care) or S$467 (childcare) is means-tested, with a S$12,000 ceiling in 2026 rising to S$15,000 from January 2027.
- At a capped Anchor centre, families earning above S$12,000 pay about S$746 for infant care and S$365 for childcare a month in 2026.
- KiFAS covers MOE and Anchor kindergartens instead.
- Fees at government-supported preschools are set to fall to S$300 (infant care) and S$150 (childcare) by 2030.
How much is the infant care subsidy in Singapore in 2026?
Working mothers get a Basic Subsidy of S$600 a month for full-day infant care. Families with a household income of S$12,000 or less can get an Additional Subsidy of up to S$710. Non-working mothers get S$150, or the full subsidies if household income is S$6,000 or less.
How much is the childcare subsidy for a working mother?
S$300 a month Basic Subsidy for full-day childcare, plus up to S$467 Additional Subsidy depending on household income. At a capped Anchor Operator centre, a family earning S$7,501 to S$9,000 pays about S$175 a month after subsidies in 2026.
Do Permanent Resident children get childcare subsidies?
No. The Basic and Additional Subsidies are for Singapore Citizen children. PR children can attend licensed centres but pay the full fee, which may also be higher than the capped citizen fee.
Can I apply for subsidies before my child starts?
No. The centre triggers the LifeSG subsidy form on or after your child’s first day, and you have 14 calendar days to complete it. You cannot apply while only on a waiting list.
This article is for general information and does not replace advice from your doctor, midwife or paediatrician. Spotted something out of date? Tell us.